Apex builds the gateway, SmartPOS software and back office that banks, acquirers and payment providers in nine countries run every day, from the first tap at the terminal to the merchant's settlement.
Trusted by banks, acquirers and payment providers
Headquartered in Amman, Jordan, Apex Payment Solutions is a privately owned payment technology company. Being in the middle of the region lets us respond to our customers quickly.
We combine a global perspective with local presence to tailor solutions for each customer. Our specialists bring more than 25 years of payments experience and partner with our clients every day to solve payment challenges and open new commerce opportunities.
Grow into a world-class solutions provider through secure, reliable and innovative payment technology.
Be the number-one payment solutions provider in every market we serve.
As trusted advisors, we prioritise work that creates value for our customers.
We stand behind the quality of every solution and service we deliver.
We act with honesty, fairness, accountability and transparency.
We collaborate, support one another and succeed as one team.
An independently certified information security management system that protects client data across our people, processes and technology.
Certified to payment card industry security requirements, protecting cardholder data across our payment software and operations.
Start with the product you need today and add the rest as you grow. Every Apex product runs on the same gateway, portals and security model.
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The secure core behind every Apex terminal and value-added service: routing, security and transaction processing.
Payment software for Android SmartPOS terminals: attended, portable and unattended.
Visiting cardholders see and choose their home currency at the point of purchase, with real-time conversion and clear pricing.
Connect cash registers and hotel and restaurant systems to Apex SmartPOS, so amounts are never keyed twice.
The terminal shows a dynamic QR code, the customer pays from a banking or wallet app, and the terminal confirms the payment.
One platform for the applications and configuration of your whole terminal fleet, whatever the vendor.
Monitor, support and control your SmartPOS fleet from one portal, without sending an engineer.
End-to-end control of POS terminals, SIM cards and accessories, from the warehouse to the merchant and back.
Run the whole acquiring business from one secure, web-based portal.
Risk rules flag card activity that matches your criteria, so your team can review it.
A secure online point of access where merchants see their own payment information, without manual report requests.
Card-linked campaigns with issuers and merchants across your terminal network.
Capture merchant and customer receipt copies centrally and deliver them through familiar channels.
An automated back office that closes batches, runs end of day and produces clearing files.
Merchant payouts through integrations with banks' instant-settlement services.
Merchant discount and recurring fees calculated automatically, with bulk collections by direct debit.
Connects the acquirer's daily settlement to the central bank's RTGS system.
Every channel connects to the Apex Payment Gateway, which routes each transaction to the right host or network and feeds the back office.
Routing · Security · Transaction processing · Value-added services
Attended, portable and unattended Newland SmartPOS terminals, certified and ready to run the Apex payment application.
Ready-made integrations on the Apex platform, so you can serve these sectors without building from scratch.
Fuel sales settled with the distributor, with litres, commission and per-station fee reports.
Download brochureEmployees cash out their salary card at merchant terminals as an alternative to ATMs, with the fee shown first.
Download brochureInstallment plans at the point of sale: the cardholder picks a plan offered for the card.
Download brochureAn instant discount at the terminal or cashback after the sale, plus partner-funded offers.
Download brochurePayments integrated with hotel and restaurant management systems.
Download brochureClosed-loop discount schemes with KYC checks for government and member organisations.
Download brochureBanks, acquirers and payment providers in nine countries run their payments on Apex. Pick a country to filter.
MEPSNetwork InternationalQi JordanMadfooatComDinarakMEPS YemenAFS (Arab Financial Services)AmwalSwitchCSC Group
AsiaPayNeoCashJordan Islamic BankSafwa Islamic BankHousing Bank
Bank al EtihadBank of Jordan
Ahli United BankAhli BankSohar InternationalBLOM BankBank ABCAl-Taif Islamic Bank
Al-Qutaibi Islamic Bank
Hadhramout Commercial Bank
Bin Dowal Islamic Microfinance BankWe work with device makers, card schemes and payment networks so our clients get certified, connected solutions.
Apex delivers PCI PTS and EMV certified Newland Android terminals, staged and configured with the Apex POS applications, for attended, portable and unattended payments.
Vanstone Electronic, part of the publicly listed Aisino group, designs and makes payment terminals for banks and payment providers, and works with Apex as a terminal partner.
We design solutions that fit your business instead of forcing an off-the-shelf package, and integrate them with your hosts, switches and back-office systems.
Dedicated after-sales support at the level you choose, so your payments keep running, especially at peak times.
New transaction types, value-added services and reports built on the Apex platform for your market.
Tell us what you need, from a single value-added service to a complete acquiring platform.
Our team in Amman is ready to help.
